Terms and Conditions
These Terms and Conditions ("Terms") govern access to and use of the Ivernsdale website and any associated analytical tools, reports, or communications (collectively, the "Services"). This is a general draft template provided for informational structuring purposes and should be reviewed by qualified legal counsel before publication, as it does not constitute legal advice and may not reflect requirements applicable to your jurisdiction or business.
1. Acceptance of Terms
By accessing or using the Ivernsdale website or Services, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you should discontinue use of the Services immediately.
2. Description of Services
Ivernsdale provides data analysis, portfolio-related insights, and risk-modelling information intended to support private investors and families in reviewing and understanding multi-exchange portfolio activity. The Services are informational in nature and are made available on an "as is" and "as available" basis.
3. No Financial, Investment, or Legal Advice
Nothing presented through the Services constitutes financial, investment, tax, or legal advice, nor a recommendation to buy, sell, or hold any security or asset. Any outputs, models, or reports generated are provided for general informational purposes only. You should seek independent professional advice before making any financial or investment decision.
4. Eligibility and Account Use
Use of certain features of the Services may require you to provide accurate information and maintain the confidentiality of any credentials associated with your access. You are responsible for all activity that occurs in connection with your use of the Services and agree to notify us promptly of any unauthorized use you become aware of.
5. Acceptable Use
You agree not to misuse the Services, including but not limited to: attempting to gain unauthorized access to systems or data, interfering with the normal operation of the website, reverse-engineering any underlying models or software, or using the Services for any unlawful purpose. We reserve the right to suspend or restrict access where misuse is reasonably suspected.
6. Intellectual Property
All content, software, design elements, text, and materials made available through the Services, unless otherwise indicated, are the property of Ivernsdale or its licensors and are protected by applicable intellectual property laws. No license or right is granted to you other than the limited right to access and use the Services in accordance with these Terms.
7. Third-Party Links and Integrations
The Services may reference, link to, or integrate with third-party platforms, exchanges, or data sources. Ivernsdale does not control and is not responsible for the content, accuracy, or availability of any third-party service, and inclusion of such references does not imply endorsement.
8. Disclaimer of Warranties
To the fullest extent permitted by law, Ivernsdale makes no warranties or representations, express or implied, regarding the accuracy, completeness, reliability, or availability of the Services, including any data, models, or analytical outputs provided. Use of the Services is at your own risk.
9. Limitation of Liability
To the maximum extent permitted by applicable law, Ivernsdale and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or financial opportunity, arising out of or in connection with your use of, or inability to use, the Services.
10. Indemnification
You agree to indemnify and hold harmless Ivernsdale and its representatives from any claims, damages, liabilities, and expenses arising out of your use of the Services, your violation of these Terms, or your violation of any rights of a third party.
11. Changes to the Services or Terms
Ivernsdale reserves the right to modify, suspend, or discontinue any part of the Services at any time, and to update these Terms periodically. Continued use of the Services following any such changes constitutes acceptance of the revised Terms. We encourage you to review this page periodically.
12. Termination
We may suspend or terminate your access to the Services at our discretion, including where we reasonably believe these Terms have been violated. Provisions that by their nature should survive termination, including intellectual property, disclaimers, and limitation of liability, will continue to apply.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Ivernsdale operates, without regard to conflict of law principles. This section is a placeholder and should be finalized with jurisdiction-specific legal guidance.
14. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be deemed modified to the minimum extent necessary to make it enforceable.
15. Contact
Questions regarding these Terms may be directed through the contact details provided on our Contact page.
Have questions about these Terms?
Reach out through our contact page and our team will be glad to assist.